Protect yourself

There is a current practice being employed by several of the major credit bureaus.

In short, these credit bureaus are selling lists of consumers who have had inquiries from mortgage companies. However, I am providing a link below to a web site that you can use to “opt out” and keep the credit companies from selling your information and to protect you from the imposition of unsolicited phone calls, and/or mail solicitations.
Please review the below information along with the link that we are providing which will help you protect yourself from credit bureaus who wish to sell your personal information.

. Several major credit bureaus are offering products that provide customer information in regards to consumers who have applied for a recent mortgage to other mortgage companies. This information is being purchased by lenders who wish to aggressively solicit you with the knowledge that you have recently inquired about a mortgage.

. This practice can impact customers regardless of which lender they choose for their mortgage financing.

. The only preventive action preventing these calls is to opt-out of such offers. We are providing you with the following link to a website that you can use to “opt out” and keep credit bureaus from selling your name and details of your recent credit inquiries - www.optoutprescreen.com. By utilizing this link to Opt Out, you are protecting yourself for 5 years - ensuring that you and your personal information are protected for any future credit inquiries you may have well into the future.

. The Credit Bureaus maintain that their marketing of overnight mortgage inquiry leads violates no federal or state rules, and is merely a speed-up version of their routine sales of lists for other pre-approved offers of credit.

. CB Home Loans does not sell consumer information and have strict consumer privacy policies.